Financial Security for Rising Generations

Young adulthood is a critical time in a person’s life. We identify the supports and solutions that set up rising generations for a life of financial security.

Young adulthood is a formative period both personally and financially. When young people have financial stability, affordable and effective educational and career onramps, and developmentally appropriate support and guidance, they have the foundation for lifelong financial security. But today,  at least half of young people in the United States do not have secure access to these resources and opportunities, which has long-term costs and consequences for them, their families and communities, and the prosperity and well-being of our country.

Across our priority areas, Aspen FSP works to build systems that help rising generations financially thrive. Our efforts include improving benefits delivery, identifying new models for college affordability, and scaling early wealth building accounts.

What We Do

Through our research and multi-sector partnerships, we are exploring solutions that can help young adults build financial stability and grow wealth over time.

Improving Benefits Delivery for Young Adults

Read our report to understand the challenges young adults face as they navigate the U.S. public benefits system.

Boosting Philanthropic Investment in Rising Generations

Learn how funders can make critical contributions to the financial security of youth and young adults.

Supporting Innovations in College Affordability

Explore new ideas about financing and risk-sharing models that could benefit universities, students, and the broader economy.

Solving the Student Debt Crisis

More than 40 million Americans have
outstanding student loan balances. Explore our research on the impacts of student debt.

Building Momentum for Universal Early Wealth Building

Learn about our work to support universal access to early wealth building accounts.

Helping Young Adults Thrive

Latest Posts

Get the latest on our young adult financial security work.

Karen Biddle Andres and Jason Ewas present at a forum.
Blog Posts

Lessons from Expert Roundtables on Designing an Effective Early Wealth Building Policy

Aspen FSP recently convened a series of roundtables on early wealth building policy. Here’s what we’ve learned.

June 9, 2025

Blog Posts
Blog Posts

How We Can Make Universal Early Wealth Building Accounts a Reality

Universal early wealth building accounts have the potential to transform household wealth in the U.S.—and they have bipartisan support.

January 8, 2025

Joanna Smith-Ramani and Olivia Farmer discuss financial issues facing young adults.
Blog Posts

From Challenges to Change: Young Voices on Financial Equity

Olivia Farmer and Joanna Smith-Ramani explore the challenges young adults face in achieving financial stability at the Aspen Ideas Festival.

January 4, 2025

A cartoon graphic of women at computers.

Investing in Youth

Roundtables: Philanthropic Strategies to Support Youth and Young Adult Financial Well-Being

Cohosted by Aspen FSP and the Asset Funders Network, this 2024 discussion series consisted of four member-only, virtual roundtable discussions about the financial well-being of youth and young adults. These discussions are informal, small-group, member-only spaces curated to share promising strategies, voice challenges, and shape how we think about current and future investments to support youth and young adult financial well-being.

Stay Connected

Join our work to build financial security for all.

Learn more about how you can support Aspen’s Financial Security Program through a philanthropic grant, tax-deductible gift, or event sponsorship. 

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