Financial Security Program

The Aspen Financial Security program works to ensure that households in America can afford everyday life, save for rainy days, and build enough wealth to achieve their dreams. Because when families are financially stable and secure, they increase their well-being—and that of their communities, too.

The transformational change we seek—to make financial security for all a top national priority—requires innovation, trust, and leadership across all sectors and systems. We help build the relationships and networks that enable this change through deep, deliberate dialogues and evidence-based research.

The Challenge

Widespread financial insecurity is among the most urgent crises facing the United States. Aspen FSP is tackling this crisis head-on.

55%

Of households lack the necessary savings to weather a simultaneous income drop and expense spike.

51%

Of U.S. households have expenses that are equal to or greater than their income.

Together with public, private, nonprofit, and community leaders, we are illuminating and solving the most critical financial challenges facing American households today. Join with us to create paths to prosperity that everyone can access.

Our Priorities

To help people at all income levels achieve financial security, we focus on three key areas.

Financial Stability

Everyone should be able to comfortably afford everyday life and withstand shocks.

Wealth and Ownership

Everyone should be able to save, invest, and own assets that grow in value over time and build long-term financial security.

Financial Systems

Everyone should be able to rely on a well-designed, well-run set of financial products, services, and infrastructure that make their financial lives efficient, seamless, and safe.

Financial Security Program

Latest Posts

Get the latest news and insights from the Financial Security Program.

Karen Biddle Andres and Jason Ewas present at a forum.
Blog Posts

Lessons from Expert Roundtables on Designing an Effective Early Wealth Building Policy

Aspen FSP recently convened a series of roundtables on early wealth building policy. Here’s what we’ve learned.

June 9, 2025

Blog Posts

Bringing Together a Thanksgiving Table to Solve Financial Insecurity

Co-Executive Director, Joanna Smith-Ramani reflects on 10 years of Aspen FSP.

May 14, 2025

Ida Rademacher facilitates a panel on asset ownership at an event.
Blog Posts

How the National Strategy for Financial Inclusion Can Help Households Build Wealth

The Strategy highlights the important roles that government, financial institutions, and employers all have to play in household wealth building. 

May 13, 2025

Blog Posts Publications

Learning from Young Adults to Improve Public Benefits for All

Nearly one in five young adults experience poverty. Public benefits can help them afford daily life as they establish themselves.

May 13, 2025

Jason Ewas presents at the Aspen Leadership Forum on Retirement Savings.
Blog Posts

How the National Strategy for Financial Inclusion Can Scale Emergency Savings

The U.S. Treasury’s Strategy notes the need for greater coordination among the private sector and the government to scale emergency savings.

May 5, 2025

Stay Connected

Join our work to build financial security for all.

Learn more about how you can support Aspen’s Financial Security Program through a philanthropic grant, tax-deductible gift, or event sponsorship. 

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